£1000 Loans for Good or Bad Credit
Apply Below for a Fast Decision

What Are £1,000 Loans Used for?

• Emergency bills
• Household expenses
• Broken boilers
• Rent
• Funerals
• Car repairs
• Consolidating debt
• Weddings and special occasions

Key Features

• Borrow £1,000
• Repay over 1 to 60 months
• 100% online application
• No upfront fees
• Bad credit considered
• No guarantor required
• Working with up to 30 direct lenders
• UK-based only

What Types of £1000 Loans Are Available?

Payday Loans – Typically used for just a few months, this gives you money upfront and then you repay every month on your payday from work. These types of loans carry much higher interest rates. They can be effective for short-term use. Our lenders offer loans for people with bad credit histories.

Personal Loans – Used for individuals and personal expenses. This type of loan is unsecured and carries lower rates. You will usually need to have a good or fair credit rating to be eligible. You must be employed and be able to afford the monthly repayments.

What is the Best Way to Borrow £1,000?

Badger Loans offers £1000 loans in the UK for all credit ratings. If you are looking for a £1000 Loan in the UK, the best thing to do is consider how long you need the money for. You also need to consider how affordable it will be and how you are going to repay.

When we have an emergency expense, we often need to think quickly and get funds as soon as possible. However, it is important to consider whether you can afford the cost of repayments and can make repayments on time each month.

Before taking out any loan it’s always worth considering the following. How secure is your job right now? Is your relationship stable and unlikely to break down over the course of the loan? Is a partner seriously ill and needing care? None of these things are obviously apparent certainly not without the help of foreknowledge but are still worth considering. That’s because if you have a feeling one of the above could be about to happen, don’t take out a financial commitment just beforehand.

Always take a moment before applying for a loan and make sure that you read the terms of the agreement before you proceed. 

Can I Get a £1000 Loan with Bad Credit?

Yes, the lenders we have partnered with at Badger Loans are willing to take a view on bad credit histories. You can still apply even if you have had a CCJ or currently have poor credit. Likewise, it’s worth applying if you’ve recently exited an IVA.

To be eligible, our lenders want to see that you have a regular income from work being paid into your bank account each month. They will want to see that you have got into the pattern of making regular payments for other forms of credit such as loans and credit cards.

Provided that you are employed and your credit history is getting better, and not worse, you should be eligible for a loan with us.

Am I Eligible to Borrow a £1000 Loan?

• You are over 18 years of age
• You are a full-time UK resident
• You are employed and can afford monthly repayments
• You have a valid UK bank account, mobile phone and email address

How to Apply for a £1000 Loan with Badger Loans

At Badger Loans, our entire loan application is completed online.  The form can be completed in less than 5 minutes by using your desktop, mobile or tablet.

We can provide an almost instant decision on the screen, which matches your loan application with the lender most likely to approve you. That will be based on your requirements and status.

You can proceed with the lender of your choice and subject to some further routine checks, you could receive funds transferred to your bank account within 1 hour. However, it’s far more likely to be on the same day you apply.

To get started, simply click on ‘apply now’ below.