Independent, Experienced and Straight to the Point
Badger Loans isn’t a big chain and that’s why it works. Working as a one-man band has one or two advantages. It means decisions can be made quickly and without endless consultation or corporate red tape. That also means no waiting around, no automated nonsense. Just straightforward loan brokering from someone who knows the industry very well.
With over 30 years, on and off, in the loans and mortgage business, there aren’t many things that haven’t been seen before. Starting out in 1991, selling loans, mortgages, pensions, and life insurance, I was qualified by the Chartered Insurance Institute with Financial Planning Certificates 1, 2, and 3. Back then they were voluntary qualifications which helped with career progression. These days you’d need another 10 qualifications just to walk through the door of a mortgage appointment—how times change.
‘Know Your Customer’
More importantly, I know what it’s like to be on the other side. To need a loan just to get through the month, pay the bills, put petrol in the car. All the things you shouldn’t use a loan for, but have to if you want to survive to the next month. Then rinse and repeat. When you’ve had to live hand-to-mouth, taking out loans just to survive, you gain a perspective that most companies simply don’t have.
That’s what sets Badger Loans apart. We don’t have a customer service centre or a team of people answering phones. I tried that and it doesn’t work for one-man bands. There’s simply not enough time in the day. But here’s the reality: when you run a pingtree system, that’s where lenders are lined up by an algorithm to assess your application, there’s no one to ring for advice. The site is the help, and the application form is your new best friend.
Not answering phones all day means more time for everything else. Creating content, updating the site, fretting over SEO, and brainstorming new ideas. But here’s what Badger Loans won’t do: we won’t pretend we’re your best friend, and we won’t act like we understand your problems while sitting on a fat salary in a detached house in a leafy suburb (not that that wouldn’t be nice, though).
What Badger Loans Does
Badger Loans specialises in brokering loans from £100 to £25,000, with repayment terms from one month to five years. Apply in under 5 minutes, get a decision just as fast. It really is as simple as that.
Being independent means not being tied to a single lender. There’s around 30 lenders in the pingtree at any one time, and at busy periods, that number can rise to 100. That’s pretty much every UK lender who deals in subprime lending (that’s bad credit to you and me) and a lot of good credit lenders to boot.
Why Choose Badger Loans?
- Experience That Matters – 30+ years in the finance industry.
- Independent & Unbiased – No lender ties, no hidden agendas.
- Real-World Understanding – I’ve been where many of my customers are.
- Fast, Straightforward Process – No nonsense, no waiting.
- No Fees. Ever. – We never call people. If someone calls claiming to be from Badger Loans and asks you to pay—they’re scammers!
Badger Loans is about more than just small, unsecured short-term loans. Yes, they’re the sweet spot, but we also have access to Probate Loans, plus the opportunity to buy and sell gold, silver, and jewellery. We provide credit repair information so you can fix your own credit score without being fleeced, and you can even find a home improvement loan for your next kitchen.
Loans, gold, credit repair—sorted. No hassle, no hidden fees. That’s Badger Loans.
Badger Loans is licensed by the Financial Conduct Authority under FRN 747140
