Author Archives: dansiop
What is a Loan and Why Take One Out? Pt1
Part 1 – What is a Loan There are many reasons to take out an unsecured personal loan and we…
Managing Your Finances in a World Dripping in Fear
Tips on Managing Your Finances ‘May You Live in Interesting Times’ From Sir Austen Chamberlain to Robert F Kennedy,…
Credit Refusal Worsening the COVID Financial Impact?
A survey just revealed what several people already knew and have been warning about. The financial impact of COVID-19 goes…
Open Banking – The New Kid on the Block
An Open banking has been with us by one name, but you may not have heard of it yet.…
New Debt Letters to Support People with Problem Debt
Letters unchanged in 40 years An apparent 100,000 people attempt to take their own lives each year because of…
Coronavirus Payment Holidays – Your Rights & Obligations
Coronavirus Payment Holidays When the panic set in properly in March/April of this year nobody had any idea of how…
Salary Finance or Employer Salary Advance – What is it?
Can I Have a Sub Please Boss? In this blog post we’ll be looking at the world of salary finance…
Payday Loan Regulations – A Background and History
In the two sides to a typical loan agreement (borrower and lender) there has usually been one side who has…
Covid-19 Update
Update (24/2/21) Hi Everybody, We just wanted to let you know that our lending panel of 40 direct lenders is…
Pingtree Loans – What is a Pingtree for Loans?
In our 21st century of ever-advancing technological innovation, the advent of the pingtree will have gone largely unnoticed. Certainly by…
What is a Financial Emergency? What is not an Emergency?
Emergency Cash Loans, as the name suggests, are for when disaster has struck. There’s no sickening feeling quite like it;…
The CCJ Process – What You Need To Know
The CCJ Process A CCJ loan is for people who have a County Court judgement registered against them at their…
A Brief History of Payday Lending – What is it?
With the coronavirus having cut through the world’s population like a hot knife through butter, the fallout has had most…
Loans During Covid-19 – Personal, Payday – Company Statement
Further to our brief statement we put online a couple of days ago we felt it best to give you…
What is a Pay Plan or Arrangement to Pay?
What is a Pay Plan? A pay plan is something that is set up if you are struggling to…
What is a Credit Union?
Credit unions help people borrow or save money at lower interest rates than they would receive through traditional lenders. Credit…
What Does a Debt Management Company Do?
What is a Debt Management Company? Also known as debt relief or debt consolidation, debt management companies can take…
How do Credit Limits Work? What are they exactly?
A credit limit is the total amount you can spend on your credit card. This amount can fluctuate, depending on…
Can Amigo Take You to Court?
Yes, it is possible that Amigo Loans could take court action against you, but it is worth keeping in mind…
What is Revolving Credit?
Revolving credit refers to a credit line category that enables you to have access to a certain amount of money…
What Information Do You Need to Provide for a Secured Loan?
You will need to provide documents in order to apply for a secured loan. These are usually: Making sure that…
What does Subject to Status mean?
Subject to status when it comes to unsecured loans or other loan products available, means that your approval is based…
Why Are Payday Loans So Expensive?
Payday loans are unsecured loans (meaning that there is no security such as a property or vehicle that backs…
Do Payday Loans Affect Your Chances of Getting a Mortgage?
Do Payday Loans Affect Getting a Mortgage? No, a payday loan will not harm your ability to get a mortgage.…
Loans for People on Benefits – Unemployment Loans
No, in most cases, whether it is a secured or unsecured loan you will not be approved for a loan…
Does Applying for a Payday Loan Affect Credit Score?
Will Applying for a Loan Affect Credit Score? No, applying for a payday loan and getting accepted for one does…
Does Being A Guarantor Affect My Credit Rating?
No, your credit rating is not impacted when you become a guarantor for someone’s loan. A soft search is carried…
How to Check a Payday Loans Company is Safe to Use
One of the main ways of verifying a payday loans company is safe to use is through checking the Financial…
Do Guarantors Get Charged Automatically? Find out More
Do Guarantors Get Charged Automatically? The nominated guarantor will not be automatically charged for the guarantor loan when an agreement…
Can I Change My Guarantor? Find Out More
So, Can I Change My Guarantor on a Loan? No, it is not possible to change guarantors after the initial…
