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Author Archives: dansiop

What If Your Guarantor Refuses To Pay? What You can do?

If a guarantor refuses to repay the loan, the debt will still be outstanding and it could lead to added…

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Will a Lender Contact My Employer?

No, the payday lender will not contact your boss or workplace when you make a loan application. You can rest…

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Can You Go To Jail For Not Paying a Loan?

So, Can I Go To Jail For Not Paying A Loan? No, you will not go to jail for not…

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Can You Go To Court Over Unpaid Loans? Find Out

Yes it is possible for you to be taken to court if you have taken out multiple payday loans and…

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Payday Loans Industry Worth £300 Million in The UK

In the UK, the payday loans sector is currently worth in the region £300 million. This valuation is based on…

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Can Guarantor Loans Improve Your Credit Score?

Yes, it is definitely possible to improve your credit score through a guarantor loan, provided you pay it back on…

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Do Guarantors Have Any Rights?

Do Guarantors Have Any Rights? Yes, a guarantor has a lot of rights. One reason is because the loan is…

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What Happens If I Cannot Repay My Payday Loan?

So, What Exactly Happens If I Cannot Repay My Payday Loan? If you cannot make repayments on your outstanding payday…

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What Checks Are There For Payday Loans?

If you decide to take out a payday loan, then it is important to keep in mind there will be…

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How Much Does a Payday Loan Cost?

So, What is the Cost of Payday Loans? If you take out a payday loan, the cost of it will…

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What To Consider Before You Apply for a Payday Loan

This kind of short-term loan can be an excellent way to get access to cash quickly and in an efficient…

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Can I Stop Being Someone’s Guarantor?

No, if you have agreed to become a person’s guarantor for a loan , when you cannot suddenly stop being…

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Who Could Be a Guarantor For My Loan?

Having a good person to be the guarantor of your loan is essential to maximise your chances of approval. A…

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What Are The Responsibilities of a Guarantor?

What are the Responsibilities of a Guarantor? The main responsibility of the guarantor is this. If the main borrower defaults…

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Use a Credit Broker or Direct Lender? What to choose!

Here’s why we believe a broker is best When you type the words ‘bad credit loans uk’ or ‘payday loans’…

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Citizens Advice Service – Like Eggs and Bacon or the NHS

In The Beginning… As British as roast beef and Yorkshire pudding or a Chicken Tikka Masala on a Friday night,…

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How Do I Spot A Scam Loan Website?

This post deals predominantly with the UK loan framework but some things are universal………. When life gets tough and things…

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How to Improve Your Credit Score

This really is a case of prevention being the best remedy. By the time you realise that having a good…

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Difference Between Good Credit and Bad Credit Loan?

So, What’s The Difference Between Good Credit and Bad Credit Loans? If you are not buying a house then the…

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Why you didn’t get the advertised APR for your loan?

Or: why does my APR  say 5000% when my lender says I repay 40 in every 100 pounds? Who’s right?…

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How Do I Get A Loan Without Being Credit Checked?

The Short Answer: It’s one of the most searched for phrases in the loan industry. Is it still possible in…

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