Why Your Credit Score Matters
A poor credit score can be a major roadblock when applying for loans, mortgages or even mobile phone contracts. Lenders use it to assess your financial reliability. The good news? You don’t need to pay a company to fix it for you. Badger Loans new credit repair service helps you to take charge of your own credit repair. Doing exactly what you would be doing anyway.
Credit Repair: Build Your Score the Smart Way
If you’ve been turned down for credit, it’s often because your credit score isn’t up to scratch. The good news? You can improve it. The better news? You don’t need to waste money on overpriced “credit-building” gimmicks that don’t actually work. The best news? You can keep your own phone number!
A Smarter Way to Build Your Credit Score: Boshhh Mobile
Most so-called “credit builders” or credit repair services are just expensive savings plans or high-interest credit products disguised as solutions. Boshhh Mobile is different. It’s a real, practical way to improve your credit score over time—and it won’t cost you a fortune.
How It Works:
- Boshhh is a SIM-only mobile plan designed specifically to build your credit.
- No credit checks. No long-term contracts. Guaranteed acceptance. No ifs or buts—you will get the phone deal.
- Every payment you make is reported to Equifax, boosting your score in the process.
- The plans start from just £9.95 per month, making it an affordable way to improve your financial standing.
- Customers have seen their scores increase by an average of 100% over six months—a serious jump that can make all the difference when applying for loans or credit in the future.
- The deal runs on EE, so you get great coverage and reliable service.
Why Choose Boshhh?
Unlike traditional mobile contracts, which don’t significantly impact your credit score, Boshhh actively helps build it. With a normal contract, payments are reported in a way that doesn’t add much weight to your credit file. They are often done in batches, months apart. Sometimes they are simply not reported at all. Not much use when your score is in the basement and need it to get a loan. Boshhh’s arrangement ensures your payments work harder for you. They report monthly on time, every month. That’s what makes the difference.
And because there are no credit checks, this is open to anyone. No matter how low your score is right now. Plus, you’re doing what you already do which is using your mobile phone. Only now it’s actually helping you build your credit too. Know what’s even better? The first month is FREE! Who doesn’t like free things? That’s right, Boshhh will take your first month’s payment at the END of the month instead of up front. That’s a deal we can get right behind.
Sign Up Today
If you’re serious about fixing your credit, click below to head to our dedicated Boshhh page. It’s branded with Badger Loans, so you’ll know you’re in the right place.
Click here to start rebuilding your credit
(Full disclosure: If you sign up through our link, Boshhh will pay us a small commission. This helps support our work in providing free financial guidance. It doesn’t cost you a penny extra, and we only recommend services we believe work for the customer.)
Free Credit Repair Tips
Boshhh is a great way to rebuild your score but there are other steps you can take to improve your credit profile. Here are some key tips:
✅ Check your credit file – Errors can drag your score down. Check your report with Equifax, Experian, and TransUnion. Dispute anything incorrect.
✅ Register to vote – Being on the electoral roll adds credibility to your profile.
✅ Pay on time – Even small bills like Netflix or utilities impact your score. Set up direct debits where possible.
✅ Keep credit utilisation low – Using less than 30% of your available credit limit shows lenders you’re in control.
✅ Don’t apply for too much credit at once – Each application leaves a mark on your file, so space them out.
There are three main credit reference agencies in the UK:
- Experian (0-999 score range)
- TransUnion (0-710 score range)
- Equifax (0-1000 score range)
You’re entitled to a free copy of your credit report from each agency. Request yours from:
Want more no-nonsense financial advice? Sign up for The Badger Bulletin, (coming very soon) our monthly newsletter packed with practical tips, money-saving tricks, and exclusive offers.
Bad credit doesn’t have to be a life sentence. Take action today, get on the right path, and let Boshhh help you turn rejections into approvals.
