Loan Types Explained
What is a Financial Emergency? What is not an Emergency?
Emergency Cash Loans, as the name suggests, are for when disaster has struck. There’s no sickening feeling quite like it; the wolves are at the
Not sure which loan is right for you? This section breaks down the different types of loans available — what they’re for, how they work, and the pros and cons of each.
Emergency Cash Loans, as the name suggests, are for when disaster has struck. There’s no sickening feeling quite like it; the wolves are at the
The CCJ Process A CCJ loan is for people who have a County Court judgement registered against them at their home or business address. While
With the coronavirus having cut through the world’s population like a hot knife through butter, the fallout has had most Payday Lenders running for the
What is a Pay Plan? A pay plan is something that is set up if you are struggling to pay something back. This could
Credit unions help people borrow or save money at lower interest rates than they would receive through traditional lenders. Credit union loans are often considered
What is a Debt Management Company? Also known as debt relief or debt consolidation, debt management companies can take your current debts and create
A credit limit is the total amount you can spend on your credit card. This amount can fluctuate, depending on things such as the lender,
Revolving credit refers to a credit line category that enables you to have access to a certain amount of money (known as a credit limit).
Subject to status when it comes to unsecured loans or other loan products available, means that your approval is based on the basis of credit
No, in most cases, whether it is a secured or unsecured loan you will not be approved for a loan without employment. However, with some
I’ve written a short, straight-talking book on how to improve your chances of getting approved in the UK, based on 30+ years in the industry.
