If you are looking for quick loans, Badger Loans partners could offer funds within 1 hour of approval. You can get an almost instant decision when you apply online today.
If you have a good credit rating it’s possible you could benefit from a low interest rate with a corresponding low APR.
If you have a bad or poor credit rating, you’ve come to the right place. You may not get the best interest rate but you could get the loan you’re after from one of our specialist bad credit lenders.
Quick loans are commonly used for emergencies or when you have a pressing bill. Our entire application and funding process is designed to be as fast as possible.
Enter your details online in under 5 minutes and get a decision on screen. If successful, you could receive funds transferred to your bank account within 1 hour. More likely though, the same day of funding.
What is a Quick Loan?
A quick loan is a short-term financial solution designed to provide funds promptly when you need them most. They are often used for covering urgent expenses such as:
- Medical bills
- Car repairs
- Unexpected household costs
- Urgent travel expenses
Quick loans are designed to help you access money quickly, with a straightforward online application process. You can typically receive a decision in minutes and, if approved, get funds transferred to your account the same day.
How Does Badger Loans Work?
Badger Loans is not a direct lender. Instead, we act as a loan broker, helping you find the right lender for your needs. Our extensive network of lenders ensures that whether you’re looking for a small loan of £100 or a larger amount up to £25,000, we can connect you with the appropriate lender.
- We do the legwork for you, matching your application with suitable lenders.
- Our service is free to use – we don’t charge you for applying.
The lenders we work with offer a range of repayment options, from 1 month to 5 years, depending on your financial situation and loan amount.
Key Features of a Quick Loan
Fast Approval
Quick loans live up to their name – you’ll often receive a decision within minutes. Once approved, you could have the funds in your account the very same day.
Flexible Loan Amounts
Whether you need as little as £100 or as much as £25,000, we’ve got you covered. You can choose the loan amount that best suits your needs.
Try our Affordability Calculator to ensure you can afford the loan
Repayment Terms to Suit You
Repayment flexibility is important. You can repay your loan over a period as short as 1 month or as long as 5 years, depending on the lender and loan amount. This helps you tailor repayments to your budget and circumstances.
Am I Eligible for a Quick Loan?
Eligibility criteria may vary from lender to lender, but in general, you’ll need to:
- Be at least 18 years old
- Be a UK resident
- Have a regular income
- Hold a valid bank account
If you’re concerned about bad credit, don’t worry. Many lenders we work with offer loans to individuals with less-than-perfect credit scores.
How to Get Loans Fast
To speed up your application, there are a few ways to get a loan quickly:
Check the criteria: Make sure that you meet the basic criteria for a quick loan. This will ensure that your application can be processed as quickly as possible. There are a few things that our lending panel will not consider. This can include customers on benefits, unemployed or not within the age requirements. You will need to be over 18 years of age and with a valid UK bank account to be eligible.
Provide accurate information: Any false information will likely be flagged by their system and this includes things like your name, address, bank account details and monthly income. Anything out of the ordinary will usually need to be backed up with a bank statement, pay-slip or utility bill. Providing true and accurate information to your best ability is key to ensuring a smooth and efficient process.
Apply during working hours: Whilst customers can apply for a quick loan with Badger Loans 24 hours a day and 7 days a week, loans will usually be processed during office hours. So if you need a loan fast, applying during 9am to 5pm it will maximise your chances of getting quick loans on the same day. If you apply on a Sunday or bank holiday, they will still work hard to process your application but it may be on the next working day.
Make yourself available: Some applications may require some further checks such as additional documentation or a quick phone call with you to confirm details. Therefore, it is ideal to make yourself available and just stay close to your phone and emails once you have applied. If you apply for a personal loan and then go off to work, the gym or shopping, you may not be easily contactable and be able to proceed as quickly as possible.
Similarly, in the event that the lender requires extra documentation, it is worth having a copy of your most recent payslip and bank statement saved to your computer. If this is required, you can quickly attach and send this to them. They can then get your application processed faster.
How Soon Can I Receive Funds in My Account?
Funds can be transferred to a customer’s bank account in less than 1 hour. More usually, on the same day of applying. Most lenders use FPS which is a fast payment system to send funds via BACS. Sometimes customers can receive their money in 1 hour or on the same day.
How to Apply for Quick Loans for Bad Credit On The Same Day with Badger Loans
Applying for a quick loan through Badger Loans is simple and hassle-free. Our online application form takes just minutes to complete, and you’ll receive a decision almost instantly. Here’s how it works:
- Complete the Application: Fill out our short form with your personal details and loan requirements.
- Receive a Decision: Based on your information, our lenders will assess your application and provide an instant decision.
- Get Funded: Once approved, the money could be in your bank account within hours.
There are no fees for applying and filling in our application form. It will not have a negative impact on your credit score. There are no guarantors required for our quick loans.
Considerations Before Applying
While quick loans are a convenient option for emergencies, it’s important to borrow responsibly. Here are a few things to consider:
- Affordability: Make sure you can comfortably afford the repayments, as missing payments can affect your credit score.
- Interest Rates: The APR on quick loans can be higher than other types of credit. Compare options to find the best deal.
For independent financial advice try Money Helper. Click their name for more info.
Why Choose Badger Loans for Your Quick Loan?
At Badger Loans, we aim to make the process of finding the right loan as simple and straightforward as possible. Our service allows you to:
- Access multiple lenders with just one application.
- Find loans even with bad credit.
- Benefit from a fast, secure, and convenient process.
We take pride in offering a transparent and efficient service. Whether you need a short-term loan to cover a sudden expense or a larger loan with more extended repayment options, Badger Loans is here to help you find a solution that fits your financial needs.
