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Tag Archives: credit score

Factors That Affect Your Credit Score

By dansiop | Published 23 July 2021

In The Beginning There are many factors affecting credit score. Some you can do something about quite easily, others not…

Posted in Blog | Also tagged how to improve your credit score Comments Off

Does Applying for a Payday Loan Affect Credit Score?

By dansiop | Published 22 December 2019

Will Applying for a Loan Affect Credit Score? No, applying for a payday loan and getting accepted for one does…

Posted in Blog | Also tagged loan affect credit score? Comments Off

Can Guarantor Loans Improve Your Credit Score?

By dansiop | Published 8 November 2019

Yes, it is definitely possible to improve your credit score through a guarantor loan, provided you pay it back on…

Posted in Blog | Also tagged guarantor loans Comments Off

Additional links about our company

All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Final approval for a loan is not guaranteed. If you complete a full application with a lender they will carry out a review of your personal circumstances, affordability, and credit history which may impact your credit file. The decision on final approval is solely that of the lenders. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.

Important information

Badger Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice.

If you need financial advice you should speak to a qualified financial advisor. This website provides information only.

The choice of product is yours and yours alone. All lenders operate responsible lending policies and as such credit is subject to affordability. WARNING: Late repayment can cause you serious money problems.
For help, visit here.

Implications of Non-Payment

Additional interest and/or charges may be applied to your account if a payment is missed entirely. Before you borrow money make sure you fully understand the interest rates, fees and the terms laid out in the loan agreement. If you cannot afford your agreed repayment(s), this may have an impact on your credit report and could affect your ability to borrow again in the future. We strongly recommend you contact your lender in the first instance, they will need to be aware of your change in financial circumstances before they can present alternative methods of repayment to suit you. Collection processes can vary depending on your loan provider. If you do not contact your lender about your circumstances they may pass your account to a third party collections agency, or attempt to take you to court for non-payment to register a County Court Judgement (CCJ) against you.

Badger Loans is a broker not a lender.

Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140. FCA Register Search >

Badger Loans, Badger Loans, c/o IAW Accountancy Services
5, Hyde Rd
Paignton,
Devon,
TQ4 5BW
Registered In England & Wales, Company Number : 10159832 FCA number: FRN 747140.
Data protection registration number: ZA208778.
Badger Loans Limited are Authorised and Regulated by the Financial Conduct Authority

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